You are here

Home » Individual/Family Services

Reverse Mortgages

Reverse Mortgage or Home Equity Conversion Mortgage (HECM) is a loan against your home requiring no repayment for as long as you live there. A home equity loan allows individuals to convert some home equity while retaining homeownership. Funds obtained from the reverse mortgage may be used for any purpose.

General Services Provided:
• Provides counseling to those who are interested in a reverse mortgage.

Eligibility Requirements:
• Target population: must be a homeowner age 62 or older, must be living in the house for at least 6 months, have low debt against the house and cannot be living in a mobile home.
• No income guidelines apply.

Help us Help you

Need assistance but you are not sure what services you may qualify for? Let us help you by filling out a quick survey.
Complete Survey

Veteran Services

If you are a veteran
Click Here!

Early Learning Applications

Interested in one of our Early Learning Programs? To fill out our online application Click Here!

GED Testing:

Lawrence County
Where: LCCAP Main Office
241 W. Grant St.
New Castle, PA 16101


Mercer County
Where: Community Food Warehouse of Mercer County
108 South Sharpsville Ave Suite A.
Sharon, PA 16146


LCCAP GED Testing Center now offers computer-based testing. To learn how to register for the GED Test on Computer
Click Here or call 724.658.7258