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Home Ownership

*Pre-Purchase counseling is offered to individuals ready to take the first step toward purchasing a home. Counseling covers topics regarding mortgage readiness such as: budget planning, homeownership planning, mortgage application process and the closing process. A certificate is given to those who complete the counseling sessions.
*Pre-Closing counseling is offered to individuals who already have an established “closing date” and are referred by their lender to receive a certificate of completion in order to proceed with the closing of the mortgage.

General Services Provided:
• Provide counseling covering the topics of budget planning, understanding the closing process and home maintenance.

Eligibility Requirements:
• Target population: individuals age 18 and older interested in purchasing a home.
• No income guidelines apply.